Meet Violet KaramAgi
Your Money Friend

Helping You Change Your Relationship With Money

Ready to keep more of your hard earned money?

I’m here to help you create a healthy and sustainable relationship with your money

We often think of our financial health in a calculated way – we associate money with numbers and spreadsheets, not emotions.

But the truth is there are a tremendous amount of emotions tied up with our finances, from how we think about money to how we earn, spend and manage our money. 

of emotional spenders say they are most likely to overspend due to stress

22% say excitement
13% say sadness

– Source:

Do you need help with overspending?

You might do, if any of this sounds familiar…

…thinking about your bank balance or budget makes you anxious

…you are hit with a wave of regret after making a purchase

…you’ve made poor spending choices for fear of missing out

…you’re stressed about the paying the bills, afraid of losing money or nervous about savings and investments

…you feel pressured into spending money, or guilty for not saving money

…at the end of the month you find yourself wondering – “where did all my money go?!”

A lot of people struggle with overspending and the truth is – how you FEEL about money can make a huge difference to how you spend it!

If you are looking to get out of debt, start a business, save for retirement or find financial freedom – your money mindset matters!
That’s where I come in…

Work With Me

Current Offers

Financial Health Checks

Are you ready to take back control of your money?
Your journey to financial freedom starts here!
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We are all human and have made decisions, taken action, or missed opportunities that we come to regret at one stage of our life or another.

The important thing is that we find ways to BREAK THE CYCLE!

8 Week Coaching Program

Coming Soon

About Me

Hello, I’m Violet!

I am a money therapist with over a decade of experience in finance.

I started off as a chartered accountant  in the public sector and then opened my own business in 2014. My mission was to help people take control of their finances so they thrive could in their life and business! This lead to me co-founding The NetWorth Academy with my husband in 2017, where we offer workshops, resources and other services to help people live a financially free life.

An introvert at heart, you can often find me ditching the TV to pick up a good book – except when I’m channelling my inner Toastmaster and stepping up to challenge of public speaking! I am also happily married (to my imperfectly perfect man!) and proud parent to three amazing boys.

Today I love serving my clients by helping them create a healthy relationship with their money. I found my passion in empowering people to live their life liberated from financial burdens. Do you know how GOOD it feels to be part of that?!

"What I love about working with Violet is that she is consistent, conscientious and clear. To know that I have someone I can trust to guide me towards financial success and best practice has been so reassuring when I have to be all things to my business."

Managing Director, TGRG Limited

"Violet is super focused, very supportive and highly diligent. I highly recommend her."

Gemma Went
Business Consultant & Mentor

Want to get your finances in order?